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Get Better Employee Benefits at a Lower Cost with the CSA.


The Corporate Savings Account™, or CSA, is a premium claim management program offered exclusively by Health & Life Underwriters.  The CSA works in conjunction with your Health, Dental and/or Vision Plan to provide a low-cost employee benefit package without sacrificing coverage.

The CSA is cost-effective for all group sizes.

The CSA provides the following advantages over an HRA, HSA and/or a Stand-Alone Insurance plan. 

  • The CSA lowers the cost of medical, dental and/or vision benefits 10% - 40% more than an HRA, HSA or Stand-Alone Medical Plan.
  • The CSA has Multiple Funding options for improved cash-flow.
  • The CSA can be established on a Cash or Notional basis for improved cash-flow and tax benefits.
  • The CSA provides substantial coverage to Business Owners even if they are owners of a Sub-Chapter S business.
  • The CSA is designed and managed by experts.
  • The CSA is fully compliant with COBRA.
  • The CSA is accurately priced and may be available with a 24 month price guarantee.